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Pre-paid Funeral Plans

Why you should consider a pre-paid funeral plan:

  • Peace of mind
  • Financial security
  • Value for money
  • Reduce the burden to the family
  • Assurance that personal wishes are carried out

Pre-paid funerals allow the advance planning of a funeral, whilst paying the costs in advance at today’s prices. Some pre-paid funeral plans are insurance based and require the constant payment of a monthly fee to maintain cover and some pre-paid funeral plans, require a single payment that can be paid in instalments.

Through Golden Charter, the UK's largest funeral plan company, we offer fully bespoke pre-paid funeral plans which are financially secure and flexible – allowing you to amend the plan or transfer your plan to another funeral director should you move.

There are a myriad of brands offering pre-paid funerals - We will only accept Golden Charter products and would guide families to carefully consider security of funds, flexibility and choice of funeral director with other plan companies. 

Visit for some help. Should you have a plan with another provider, it might be possible to switch to Golden Charter - we can help.

Holding Hands & Icecream


We offer a bespoke plan called the Independent Way which includes as much or as little detail as you may wish. The cost of the plan will guarantee the funeral directors' fees and a significant contribution to the third party costs such as the crematorium or cemetery. Some plan providers may describe their products as‘ fully guaranteed ’ but in practice, this is not the case; we would rather be open about our inability to control third party costs and commit to an achievable level of cover.

Here are two typical funeral specifications using typical local costs:

Cremation service  
Funeral director fee  £1895
Oxford veneer coffin £310
Conveyance to our premises £240
Officiant fee £207
Doctors' fees £164
Reading Crematorium fee £745
Golden Charter admin fee £249
Funeral director admin fee  £100
Total cost £3910
Church service followed by cremation  
Funeral director fee £2195
Oxford veneer coffin £310
Conveyance to our premises £240
Limousine £260
Officiant fee £233
Organist fee £70
Church utilities fee £100
Doctors' fees £164
Reading Crematorium fee £745
Golden Charter admin fee £249
Funeral director admin fee £100
Total cost £4666

We would build your plan according to your specific needs, not just detailing your choices for the funeral but even including allowances for refreshments and monumental masonry options. We would provide comprehensive costings and payment options to suit your needs.

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A.B. Walker have a whole masonry department including our team of in-house monumental masons that supply, fix and repair memorials from simple tablets to large monuments.

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